Credit and top-ups
Credit is prepaid. You name an amount in CHF and pay through the MoonPay checkout, which settles into a self-custodied USDC wallet. A card works there, through MoonPay's onramp.
A top-up is never charged automatically. Choose a credit plan for a monthly allowance, or a bundle for credit and a compute plan together.
- Solid line
- a figure that stands still
- Dashed line
- moves with the exchange rate
The smallest top-up
The minimum in CHF moves with the exchange rate. Checkout calculates the current amount and shows it before you pay.
The payment quote accounts for the minimum and exchange-rate movement.
MoonPay's onramp refuses anything under this.
The quote tells you the exact figure before you pay.
Where the percentages sit
Topping up
the quote, shown before you pay
Topping up adds no service fee. The buffer covers the rate moving between the quote and the money arriving.
Spending it on tokens
the price you see
The margin is already inside every price shown to you: in the picker, in the catalogue, and in the cost strip under each reply.
A billing error caused some non-streaming coding-agent calls to include the service margin twice. This has been corrected.
Paying from your own wallet
Paying from a wallet you already hold is faster, and it skips the repeated ID check. If you do not have one yet, Wallets, and how to get USDC covers what you need.
Credit is not redeemable for cash.