Credit and top-ups
Credit is prepaid. You name an amount in CHF and pay through the MoonPay checkout, which settles into a self-custodied USDC wallet. A card works there, through MoonPay's onramp.
A top-up is never charged automatically. If you would rather have credit arrive on its own each month, that is a credit plan, and it is the only recurring charge for model usage.
- Solid line
- a figure that stands still
- Dashed line
- moves with the exchange rate
The smallest top-up
Today's minimum. It is derived from the current rate rather than typed in, so it reads differently when the rate does.
A small margin on top, so a rate move cannot push a payment under the floor.
MoonPay's onramp refuses anything under this.
The quote tells you the exact figure before you pay.
Where the percentages sit
Topping up
the quote, shown before you pay
Topping up adds no service fee. The buffer covers the rate moving between the quote and the money arriving.
Spending it on tokens
the price you see
The margin is already inside every price shown to you: in the picker, in the catalogue, and in the cost strip under each reply.
Paying from your own wallet
Paying from a wallet you already hold is faster, and it skips the repeated ID check. If you do not have one yet, Wallets, and how to get USDC covers what you need.
Credit is not redeemable for cash.